Established in 1993

Founder, Jon Rosenthal, established The Credit Guru in 1993 in an effort to provide affordable “by-the-book” credit repair to consumers in need. He previously worked for a tax attorney who put him in charge of all credit repair and debt collection research for his practice which in turn led to Mr. Rosenthal becoming an expert in FCRA (Fair Credit Reporting Act) and FDCPA (Fair Debt Collection Practices Act) compliance. When the attorney he worked for retired, Mr. Rosenthal opened The Credit Guru. He saw a need for legitimacy in the industry, and The Credit Guru has remained a strong consumer advocate in this field ever since.

Our company consists of a small team of credit repair experts who personally review each credit report/document received and who manually draft disputes on your behalf that are catered to each bureau and which take into consideration any special circumstances of your case. This means that you will interact with the same few individuals every time you connect with us regarding your services. No big call center where you can’t reach the same person twice. No automated dispute software drafting generic disputes without any special consideration. No client account numbers to identify yourself. Just personal service catered to each client’s specific credit repair needs/goals.

With over 30 years of experience in credit repair, you can depend on us to help you regain your financial freedom.